Business insurance intermediary · Kuala Lumpur
Business insurance in Malaysia, placed with the insurer that fits.
We're not an insurer. We compare cover across 12 insurers and place your policy with the one that fits. The insurer issues it. We stay with you through renewals and claims.
What we are
We're not an insurance company — and that's the point.
An insurer can only sell you its own policies. We don't work for one insurer, so we can put your business with whichever insurer on our panel covers it best, at a fair price.
You tell us about your business
What you do, where you operate, how many staff you have, what's gone wrong before. A short call or a WhatsApp chat is usually enough.
We compare across our insurer panel
We take your risk to the insurers that write it, compare the wording, exclusions and price, and explain the trade-offs in plain English.
The insurer issues your policy. We stay with you.
Your policy comes from the insurer, under its own licence. When something happens, you call us first and we handle the back-and-forth on your claim.
Looked for us on Bank Negara's website and couldn't find us?
That list covers insurers and licensed brokers. Contingent is an insurance intermediary registered with PIAM, no. 193772-00. Every policy we place is issued by an insurer that you will find on Bank Negara's list.
How to check our PIAM registrationGet QuoteOur insurer panel
12insurers on our panel. You get the one that fits.
Each one issues policies under its own licence, so the name on your policy schedule will be theirs.
Allianz
Lonpac
Chubb
MSIG
Generali
Great Eastern
QBE
Tune
Etiqa
Zurich
Tokio Marine
Berjaya Sompo
Coverage
The covers we place most
Public Liability
For shops, clinics, offices, F&B outlets and any business with customers or visitors on site. Pays for claims when someone is injured or their property is damaged because of your business.
Event Liability
For event organisers, wedding planners and anyone running a one-off event. Venues often ask for a certificate before they confirm your booking. We can help you get one in time.
Professional Indemnity
For professionals whose advice, design or diagnosis could be questioned. Covers your legal defence and compensation if a client says your work caused them a loss.
Cover for everyday professions
Group Personal Accident & Group Hospital and Surgical
For employers who want staff covered for accidents and hospital bills. Often the first thing a growing team asks about.
Employee benefitsSME package: Fire + Public Liability + Burglary
The three covers most small premises need, in one policy. Suits shops, offices, studios and small workshops.
SME packageWorkmen's Compensation
Pays compensation if an employee is hurt or falls ill because of their work.
Workmen's CompensationIndustries
Businesses we insure every week
Each sector has its own risks and its own fine print. Pick yours to see what it usually needs.
The people
The people placing your cover
Qualified with the Chartered Insurance Institute, based in Kuala Lumpur, and reachable by name.
More about usKevin Hoong, ACII
Group CEO and Principal Officer
Michelle Chin, Cert CII
Group COO
Tan Chun Ming, AII (L1)
Head of Placement
Samantha Lee
Senior, Marketing
Leong Hui Zhen
Senior, Placement
Free portfolio review
Already insured? We'll tell you if you're over- or under-covered.
Send us your current policies. We'll read them and tell you what they cover, what they miss and whether the price looks right.
Book a free reviewListen to our podcast
Malaysian Home Grown Appliances: Navigating Challenges and Competition
In this episode of Paranoid Founders, hosted by Michelle and sponsored by Contingent, Bevan Lee of Corvan delves into evolving his family's smart home appliance business into a market leader.
Access your coverage everywhere you go
Manage your policies and file a claim from the palm of your hands. Get insured today.
Let us compare quotes for free
As business owners ourselves, we always want to compare a few options to find the best value.
We know you do too! And we offer just that.
