Affordable Insurance Tailored for SMEs in Malaysia
Safeguard your online presence with insurance designed specifically for Malaysian content creators, influencers and businesses





The right insurance for any SME company
and many more...
The Contingent Advantage
Ease of Application
We have streamlined the process to only require a set of documents to support your application
Fast and Compliant
We offer speed without compromising on compliance to your contractual needs
20 Years Expertise in Malaysia
We understand regulatory requirements and standards and help you end-to-end

Protect Your SME with the Right Coverage
Running an SME in Malaysia brings its own set of challenges, from managing cash flow to standing out in a crowded market. The last thing you need is an unexpected event derailing your progress. SME insurance offers tailored coverage that fits your business, helping you stay focused on growth without worry.
Protect your SME from common challenges like equipment breakdowns and liability claims.
Protect your SME from common challenges like equipment breakdowns and liability claims.
Protect your SME from common challenges like equipment breakdowns and liability claims.
Recommended Coverage for Malaysian SMEs
Fire
Covers your office or shop and everything in it against fire, lightning and explosion. Most landlords make this a condition of the tenancy, and your sum insured needs to match what it would actually cost to replace your fit-out and contents today.
Public Liability
Covers you when a customer, visitor or member of the public is injured on your premises, or their property is damaged by your business. This is the one your client contracts and tenancy agreements name, usually with a limit attached.
Burglary
Covers stock, equipment and contents taken in a break-in where there are visible signs of forced entry. Fire cover does not answer theft, which is exactly why these two sit next to each other in a package.
Group Personal Accident
Pays a lump sum if an employee is injured or dies in an accident, 24 hours a day, at work or outside it. SOCSO answers work-related injury for employees, so this sits on top rather than replacing it.

Access your coverage everywhere you go
Manage your policies and file a claim from the palm of your hands. Get insured today.
Let us compare quotes for free
As business owners ourselves, we always want to compare a few options to find the best value.
We know you do too! And we offer just that.
Listen to our podcast

Malaysian Home Grown Appliances: Navigating Challenges and Competition
In this episode of Paranoid Founders, hosted by Michelle and sponsored by Contingent, Bevan Lee of Corvan delves into evolving his family's smart home appliance business into a market leader.








